But I LIKE cash!

There are times when the cost of money gets me down. The monthly service charges on my checking account - including a charge for giving me badly faded copies of my checks. But only, mind you, those checks that weren't processed through ACM or ACH or whatever they call it wherein the vendor processes your check for immediate withdrawal from your checking account.

Then there are the charges on my credit card - the charges levied on the vendors. The annual fee I have to pay. Since I pay them off immediately, I can USUALLY avoid late fees and interest charges except on those rare occasions when the U. S. Postal Service fails me. (Oh yeah, I still send in my bill payments by check with a first class stamp! Old fashioned? Maybe. But far CHEAPER than paying them online!

The other day I overheard a bank officer listing penalty charges for a debit card customer who was trying to clean up her account. $30 damn bucks for each charge against the account that had insufficient funds and he listed a lot of them. A simple refusal to pay the damn debit would have been far more reasonable and fair.

Soooo. When I go to the supermarket, I pay cash. When I eat out, except on those rare occasions at VERY expensive restaurants, I pay cash.

Buying cigarettes or booze - you betcha I pay cash. No nasty entries on my credit card transactions that become part of my elusive cyberspace identity.

Trips to the casino - same thing. Why give my bank information on ATM withdrawals from  casinos? None of their damn business in my opinion.

Every credit card transaction results in a "tax" merchants have to pay. The checking account fees are obscene.

Sooner or later the PTB (Powers that Be) will eliminate cash from my choices. The advantages to them are far too great to ignore. But until they do - Alexander Hamilton, Andrew Jackson (who absolutely HATED BANKS), Ben Franklin and company get my vote!